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Short Sale vs Forclosure

What is a Short Sale?

A Short Sale is an alternative to foreclosure when the amount of debt against property is greater than the current fair market value of  the property.

In order for a Short Sale to take place,  you will need to secure your lender’s approval of the sale of your property. Every lienholder on the property must approve the Short Sale in order for it to close. Even if your lender approves your Short Sale, there is no guarantee that your lender will forgive the balance you owe to them. 

You need to be aware of the consequences of a Short Sale, and you need to understand that banks do not always release Sellers from liability. 

We do this every day. This is our business.
We’re good at it, and we’re on your side.

What is a Foreclosure?

Foreclosure is what eventually happens if you stop paying your mortgage unless you take action to prevent it.  It's a sad and ugly business where a bank takes the Homeowner’s property via legal action and evicts the Homeowner, forcing the Homeowner to leave the home.

Foreclosure severely damages the Homeowner’s credit for an extended period of time.

With few exceptions , if at all possible, Homeowners should avoid Foreclosure!

We are here to help!